Thank you for your comments, I will weigh them carfully in making my decision. Let me clarify my current situation. I am self-employed and most of my work is as a sub-contractor to a home/builing inspection company and a forensic vendor. They do carry the appropriate insurance that I assume...
I am a structural engineer involved in building inspections, structural evaluations, forensic investigations, etc. Occationally, someone will ask me to do design work and/or seal design drawings. These drawings are usually for home additions or structural repairs and are not very complex. I...