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Thanks IRstuff on the taxes. Good point. gte: this is for a specialty lumber yard, so not a professional company. I am told they were “grandfathered” in to carry E&O insurance and that other yards are unable to obtain this insurance now unless they are owned by a PE.

Hi - I have been approached with an opportunity to work as a 1099 employee stamping calcs/plans for engineered lumber components in residential structures. I am concerned about liability insurance. The owner said their policy allows me to be included as a 1099 for E&O but it still makes me a...