I agree with boo1 on the code reference. I have seen improper backfill in this situation result in long term problems, slab cracking, settlement, and plumbing disasters.
As a former inspector, and having been the head of an inspections division, I understand your difficulty. This will sound harsh, but my experiences in inspections and that of my peers is to leave the common sense and understanding at the door when you show up to work, inspect to the code, pure black and white, if it doesn't fall within the code, cite it for the builder to have an engineer evaluate it. I don't particularly think that this is right everytime, but it is what keeps the inspectors and builders on a level field with the liability of this 'grey' decision where it should be...on a professional's judgement. Field engineering costs are passed to the homeowner, but as unfortunate as that seems, I am certain that most will agree it is the best way to protect the public, mitigate liability, and remain politically neutral with the contracting public. (Inspecting to the code and nothing more is the hardest thing to accept as an inspector, especially when you there because you want to serve the public.)
As far as learning more, I must commend you. Keep looking for that better jurisdiction, one that will reward you for continuing education...my experience is that this is typically the jurisdiction with the reputation for being strict! Also, one where the head of inspections is a professional engineer, not just an old salt that government cannot terminate due to tenure.
One other thought, the engineer who does the evaluation will probably be willing to explain to his/her findings to you. Free training!, and who knows, such a contact may prove useful in the future!