Stevenal
re additional sensitivity of REF over standard 87T:
Yes, I thought so to, but when I did some detailed calcs (based on GEC PRAG and my notes from GEC APPS course) I discovered it was not giving me much extra cover (with our solidly earthed netrals on Dyn1 transformers). The difficulty lies in finding a setting current low enough to be useful, but not so low it trips every time a passing fly sneezes. It also adds to the expense of the installation(okay, its chickenfeed in the grand scheme of things) by requiring an extra CT core on the trannie neutral, more panel wiring, more scope for 'finger troubles' and all to protect a few percent more at the bottom of the winding.