@humanengr: several, unofficial hypothesis were proposed in that thread that I linked previously. Of them, I find the most convincing argument to be a lack of ductility in the connection when bars are not fully developed on either side of the joint. Try the following example on for size:
Imagine a shear wall joint where the shear wall is interrupted by the slab pour. The shear transfer across the joint is classic shear friction. Additionally, let's assume that:
1) We have 75% more rebar crossing the joint than we need.
2) Because we have more rebar than we need, we reduce the development length by 25%
3) For some reason, the concrete on the left 50% of the wall is rougher than the concrete on the right 50% of the wall. Let's say the amplitude of the roughening is 8 mm vesus 6 mm.
One could envision the road to failure looking something like this:
1) Given the same initial shear displacement, the dowels on the left half of the wall would be strained, and stressed, 33% more than the dowels on the right half of the wall due to the greater roughness on the left side.
2) At 75% x fy, the bars on the left half of the wall would reach their maximum stress based on bond strength. Simultaneously, the bars on the right would be at 1/1.333 x 0.75 fy = 0.5625 fy. At this point, we've only achieved 87.5% of the clamping force required for full capacity.
3) With further strain, the capacity of the shear friction dowels on the left side of the wall drops to zero. This is because bond failure is brittle. The remaining, effective dowels on the right side of the wall now get stressed to 75% Fy prior to brittle bond failure. At this point, we've only got 50% of the clamping force required for full shear capacity.
The moral of the story is this: unless you can guarantee and even distribution of shear friction dowel strain, providing for <fy development is dangerous and may result in a brittle, unzipping style failure.
Of course, this is just my theory. To my knowledge, It appears in print nowhere other than this forum.
I like to debate structural engineering theory -- a lot. If I challenge you on something, know that I'm doing so because I respect your opinion enough to either change it or adopt it.