All Siemens motors have Class F insulation. The term 'Utilised to Class B temp rise' provides the user with a degree of tolerance between F and B. If motor protection devices such as PTC thermistors or KTY80 temperature devices are fitted then the trip level will be at a Class F temperature level (155degC) and if you have thermistors fitted as well to provide a warning, this is typically 10 degrees C below the trip level.
Temperature classifications of Class B (130degC) and Class F(155degC) are maximum allowed and based on the average temperature of the conductors, not the hot-spot temperatures, so this is why when working at top limits you have to be careful and take all advice from the manf.
If using an inverter, then the Insulation class F will ensure you have adequate protection against the impact of the PWM waveform produced by your inverter as explained previously. However, you are now taking into consideration a higher ambient of 45DegC and this will require de-rating. The standard figure is 0.96. This needs to be qualified by your local Siemens supplier as it will depend largely on the frame size of you motor.
One other aspect not mentioned is the supply voltage. I've been assuming a 'nominal 400-460V' supply but if you are on a supply >500Vac then the impact of the PWM waveform will have a further impact on the motor insuilation. This again needs to be taken into consideration.