I've seen it done both ways. For a non-storage occupancy, my preference is for an independent slab on grade however. I feel that's easier to finish robustly. That said, if the owner would be amenable to a floor finish that is a little rough, and potentially unlevel, perhaps using the raft as the finish floor would be an acceptable cost savings.
Another thing to consider, even in a storage occupancy, is the need for services to run below the floor slab. This is a pretty easy thing to do with an independent slab on grade. It requires a lot more coordination, and acceptance of limited future options, when the services must be embedded into the raft slab.