In the US, breakers are rated based on three-phase faults, per ANSI standards I believe there is a statement that SLG faults can exceed the three-phase fault by 10% without any de-rating.
I would also evaluate your model. It's possible, in theory, for the SLG current to exceed the three-phase fault current at the wye terminals of a delta-wye transformer. But with the added bus/cable impedance, this difference will disappear pretty quickly as you get away from the transformer. It can also happen at generator terminals, but most generators are not solidly-grounded.
I don't know about IEC. I suspect they make it more complicated than ANSI, since they generally do.
Cheers,
Dave