human909 - I'm pretty young, just 6 years out of undergrad. A bit of backstory--I worked in consulting for 4 years then moved over to the owner side in heavy industry a couple years ago. I do less design now, at least on big projects. I do my own design on small to medium sized projects and contract the rest. Most of my work is infrastructure rehabilitation--dealing with the effects of 50+ years of corrosion and wear. Lots of inspection, analysis of corroded member properties and strength, design of reinforcement or shoring for replacement, and lots of planning and budgeting. Some days I feel like I left consulting (and daily mentorship) too soon, but I do really enjoy what I'm doing now. I'm a lone structural engineer, too. I still reach out to some peers or old coworkers (or eng-tips) for occasional guidance.
Having said all that, I don't have the stress of being "billable" right now. I can afford to do more detailed hand calculations as I see fit, which is maybe a little selfish of me. Also, I've been working on a CE graduate degree part time the last few years and will be done this fall. I've been able to do a deep dive in topics I'm interested in, especially steel design and steel connections. I learned some approximate analysis methods and try to use them occasionally to keep muscle memory.
I'd say the main reasons I sometimes do detailed hand calculations (not always) are because I enjoy them, I like to get practice to stay sharp, and I also don't fully trust software output (mostly because I don't trust myself on inputs) until I've run the calc or an approximate method by hand a couple times. Plus, software can't do everything. For example, Risa-3D isn't going to check concentrated forces for me; and RisaConnection isn't going to tell me what loads to use from analysis.
I still do plenty of modeling in Risa-3D and whip out RisaConnection occasionally. I've been building a nice homemade spreadsheet catalog as I've been going through grad school. Once I go through something by hand a few times and have a spreadsheet built or software available, I'll usually skip the hand calcs unless it's been a long time and I'm feeling rusty.
What do you do--do you have your own consulting firm?