edmeister...
You pose a challenging question: Why install Hi-Loks instead of driven rivets when it appears that rivets would suffice (for reasons You've noted)????
As a liaison engineer, understanding the rational for fastener selection/usage is a VERY critical aspect of Your repair work. The answers are not always obvious... but are almost always based on solid engineering requirements and/or manufacturing realities/issues, as follows.
Driven rivet instl process: drill a clearance-fit hole, CSK A/R, deburr, place rivet... then drive tail by gun-and-bar or "squeeze" [for automated/semi-automated instl]. Automated rivet installations can set all sizes of high-strength driven rivets with repeatable precision and low stress. Rivets can tolerate sloppy holes, yet create excellent joints if set properly. Hand installations [especially high strength rivets larger than 3/16D] require a lot of individual skill and "raw hard sweat". Accessibility and set-up for rivet installation [bucking or squeezing] is also a serious factor that requires significant OPERATOR SKILL and FORTITUDE]. NOTE: Rivet installations in pressurized or fuel zones are actually very precision installations. Boeing and Airbus use PRECISION rivets [tight dimensional tolerances] installed in REAMED [precision-tolerance] holes installed by automated equipment [hole sizes measured, squeeze-loads monitored, etc].
Swagged collar Lock-Bolt [LBs, also known as pin/collar rivets] instl process: drill/ream a precision-fit hole, CSK A/R, deburr, place pin-fastener... then place collar and drive by gun-and-bar or "squeeze" [for automated/semi-automated instl]. Automated LB installations can set all sizes of high-strength LBs with repeatable precision and low stress. Hand installations [especially high strength LBs larger than 3/16D] require a lot of individual skill and "raw hard sweat" to set the collars. Accessibility and set-up for LB installation [bucking or squeezing] is also a serious factor that requires significant OPERATOR SKILL and FORTITUDE]. NOTE: a theme and variation of the pin/collar LB is a Bi-metallic pin-washer “Rivet” combination The “hard” titanium pin has a soft titanium-columbium alloy welded to the tip that is “crushed” to form a tail over the washer [automated instl, ONLY].
Hi-Loks: drill/ream a precision-fit hole, CSK A/R, deburr, place HL pin, thread collar [or nut] onto HL pin and slowly torque collar/nut to shear-off or preset value using hand wrench or powered tooling. Automated HL installations can set all sizes of high-strength HL assys [pins/collars] with repeatable precision and low stress. Hi-Loks can be installed RELIABLY and CONSISTENTLY by hand methods, up to a limiting size of about 1/2"D, when all other PERMANENT fasteners become difficult to install by hand.
A few possible reasons for the design selections that “bug You”...
Driven rivets and LBs require direct access to both sides to install. Obstructions can create substantial set-up penalties… or be impossible to overcome without specially designed set-ups. Hi-Loks can be installed in areas of obstructions with low-profile hand or robotic tools that “pin” the hex-drive tip and thread the collar/nut to break-off/final torque.
Hand driven [bucked] rivet and LB installations can induce tremendous vibration stress on unsupported members that can crack or deform parts immediately; or pre-stress [and/or cold-work harden] areas that could eventually experience premature fatigue failures.
Driven rivets will not clamp structure together: structure MUST be clamped [cleco’ed, etc] tightly together before driving [gun or squeeze]. If a small gap exists when the driving process starts, then the parts will remain gapped and rivets “shanked” for the life of the structure. Shanked rivets, though tight in holes, are essentially “loose rivets” because the fastened parts are free to flex independently of each other. Some LB [pin-pull type] and MOST HL installations have the ability to pull structural parts together during the install process... and maintain a beneficial clamp-up pre-load for the life of the structure.
Driven rivets are only rated for the typical tension loads associated with lap-shear. This is an especially important concept with hand driven rivets... since the consistency of bucked-tails may vary a LOT. Out-of-shear-plane loading mandates a fastener that can carry cyclic tension/shear such as a Hi-Lok [yes, even shear-head HLs have tension allowables].
Typical driven rivets [aluminum/titanium] have much lower shear and tension allowables than HLs.
Mixing fastener types is generally unacceptable for both structural and practical [assy/instl] purposes. If an HL or bolt [or structural screw] is required, then the surrounding fasteners must be of similar stiffness and strength... driven rivets cannot match even low strength bolts [some exceptions for exotic alloys]. Also, automated assembly tooling MANDATES that fastener variety [types, diameters, lengths, etc] be minimized for maximum installation efficiency/speed. A mix of a-few-of-this-and-a-few-of-that drive-up over-all production, inspection, stockage, etc cost and thru-put times tremendously.
There are several other factors affecting fastener choices that I have NOT mentioned… including bulk purchasing, material stack-up trends, sealing reliability, etc.. that I do not have the time to address. I recommend You carefully study the installations that bother You, relative to my comments... You will likely see these and many more aspects.
Regards, Wil Taylor