@George
First, I don't want to steal Pretty_Girl7 thread so I'll try to keep this short
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I don't know how familiar you are with the Eurocode and accidental loads. But if you look in Eurocode EN 1991-1-7 Table 4.1 you see the term "Indicative equivalent static design forces". Those forces are based on assumptions for not only the vehicles velocity and mass but also the stiffness of the vehicle and the structure that it collides with. It is not possible to determine an equivalent static load based on the dynamic load alone. So, Eurocode makes some assumptions. If you now go to Annex C I think it is reasonable, based on material I have seen, the loads in Eurocode are based on "Hard impact. I won't go any further right now because the subject is not impact.
@Pretty Girl7
Due to that you have Civil/Environmental I want to ask, what is the purpose of your questions? You seem to be asking questions that an experienced structural engineer wouldn't ask. So it would probaly be easier to help knowing your background and the purpose for this. Loads and load combinations are the base for a lot of what a structural engineer does.
You mention a list of structural checks, but I would call it different design situations. To give a simple example, FAT is short for FATigue. That is usually a comparably small load that has a high number of repetitions. Can be a wind load causing a chimney to vibrate or the trains rolling over a bridge. It is far away in load amplitude from a seismic load or a accidental explosion which is only expected to happen once if it happens at all. But they are both in the Ultimate Limit State, ULS, because they represent a structural failure.
You mention Accidental load and EQU. EQU is "loss of equilibrium when the structure is considered as a rigid body".
If you look at EQU for a chimney with wind load a simplified load combination could be: 0.9 * Selfweight (stabilizing) + 1.5 * Wind (overturning)
If we assume that the chimney is also subject to an explosion the load combination (ALS) could be: 1.0 Self weight + 1.0 * Explosion + psi2 * Wind (psi2 = 0.0)
The factor "0.9" is to get a margin of safety for the Selwweight and "1.5" for the wind is the normal factor for Wind in ULS. The wind load is actually based on what is typically called a 50 year wind velocity.
For the ALS case there are no factors for permanent actions, the accidental loads are also treated different because they are not based on the same type of assumptions as the variable actions. And the variable actions are reduced, typically the cariable loads are not governing in ALS state. But that does not mean the ALS is always a governing situation.
All this comes down to probability, will there likely be a 50 year storm on the same day as an accidental explosion. It can happen but society does not deem the cost for that level of safety reasonable.