Hi bones206, thank you for your reply.
I see you're based in the US (I'm UK), but those figures (0.9, 0.98) look very similar to the cprob values in the Eurocodes, although for 50 year return according to the formula in EN 1991-1-4, cprob would be 1.00 (our wind speed data is based on 1 in 50...