I think the threshold for prelube has to do with the difficulty/expense/logistics of replacing the bearings in the prime mover.
Most of the yacht generators with which I have dealt, Diesels between 40 and 250 kWE, don't have prelube pumps.
All of the oil rig generators with which I have dealt, mostly natural gas engines 40kWE and above, do have prelube pumps, and oil heaters, which are run on a regular basis to keep the crank and oil warm.
Mike Halloran
Pembroke Pines, FL, USA