Well it depends on you definition of overloading. But as much as I know, your definition does not go the way long. Overloading could be as result of anything, including the loading from wind etc. The much that we can do is to make informed estimates of loads that are imposed on structures. we can never get the exact thing right, but we always try to err on the right side, for if not, why do we after getting the right!!!? weight, still apply the safety factors?
Teddy