dextermech
Mechanical
At my current job, I have to pay $185 per WEEK for health insurance. The employer pays 50%, we pay 50%. No dental, no vision. Have any of you ever HEARD if benefits this bad? It's really starting to tick me off...
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Health benefits 4
- Thread starter dextermech
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michfan
Structural
- Jan 4, 2007
- 107
I've had the Signature Dental Plan for over 10 years. For $14.99 a month you get various discounts for dental, optical, etc. I rec'd 40% off a crown which was an awesome savings, more than paid for having the plan. Only certain providers are part of it, though - ask your provider if they accept it before you sign up.
This isn't insurance, but it gets you discounts direct from your dentist, optical, etc.
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As far as the political side of this discussion goes, we here in Canada pay 57% of the US health care costs on a per capita basis and live two years longer. Part of the problem, with US health care costs is the high insurance costs due to your out of control legal system but that’s another debate.
The amount quoted in the OP is high. I pay less that $1,800 for full health (no dental or vision) which included excavation and reparation from Afghanistan should I get sick or hurt. It covers me world wide but only for 60 days a year in the USA.
Google health coverage and you should be able to get a quote from any number of companies that will offer you a personal plan. The up side of a personal plan is that should you develop a medical condition you will not lose coverage should you change jobs and the condition becomes a pre-existing condition for the new insurance.
Can you opt out of the employer plan? If so then you should be able to negotiate that the employer increase your pay by the employer share and you can buy the coverage you need.
If you cannot opt out of the plan then consider your share part of the cost of doing business and decide if your net after health insurance is worth your time. If so the accept things as they are; if not polish up your resume and look for a different job.
Rick Kitson MBA P.Eng
Construction Project Management
From conception to completion
The amount quoted in the OP is high. I pay less that $1,800 for full health (no dental or vision) which included excavation and reparation from Afghanistan should I get sick or hurt. It covers me world wide but only for 60 days a year in the USA.
Google health coverage and you should be able to get a quote from any number of companies that will offer you a personal plan. The up side of a personal plan is that should you develop a medical condition you will not lose coverage should you change jobs and the condition becomes a pre-existing condition for the new insurance.
Can you opt out of the employer plan? If so then you should be able to negotiate that the employer increase your pay by the employer share and you can buy the coverage you need.
If you cannot opt out of the plan then consider your share part of the cost of doing business and decide if your net after health insurance is worth your time. If so the accept things as they are; if not polish up your resume and look for a different job.
Rick Kitson MBA P.Eng
Construction Project Management
From conception to completion
- Status
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