I assume this is happening at the lovation where the matrix is touching the laminate ply.
If this is the case, I understand your unknown and raise ypu one.
In theory, the matrix will support out of plane forces, and there will be some interlaminar shear at the matrix faces. And then you will have in plane loads mainly supported by your ply. Everything looks good ao far. But when the FEA matrix is created, the matrix array will slightly be dofferent than that non-congruent mesh area. Same number of nodes, yes, but the physical effect of this slight difference between congruent and non-congruent element edges is still questionable.
I would advise you to do a workbench with this other bersion too (with a tet as you named it) and then compare the stresses and strains at those ply elements where mesh gets weird. You should have the answer. A mathematician could help too, but he/she should be aware of the stiffness matrix compilation for conposites-which will be hard to find.
So only solution is a conparison of atresses and strains by a workbench, or someone else here who already performed this workbench and know the results already. Good luck. Please let me know if you need anything else on this.
Spaceship!!
Aerospace Engineer, M.Sc. / Aircraft Stress Engineer