All of the comments I have been seeing are very good. True, the short circuit for a 50kva, 2% transformer is 10,400 amps. However, we are finding anymore due to increases in AC useage that a 50kva is just not big enough. 2% Z is typical for a padmount but we have legacy overhead installations. New construction often puts the first panel within 20 feet of the transformer. We use low-loss 1.3% transformers: 75kva, 100kva, and sometimes 167kva, 1.6% transformers to serve residential developments. The 1/2 winding short circuits with these impedances range from 13,000 amps for a 25 to 69000 amps for a 167. The 240-volt short circuit ranges from 12,000 amps for a 37.5 to 43,000 amps for a 167. The primary impedance can only reduce the short circuit about 5% to 8% if it is considered. The solutions I have heard are: 1) make the secondary run longer to increase the impedance, 2) increase the impedance of the secondary, 3) use a higher impedance transformer (not always practical), 4)cold sequence with a currentliminting device. How common is 4 and how have people done it?