A five limb YNyn0 doesn't need a tertiary. What happens, now and then, is that when a YNyn0 is loosely specified is the manufacturer will go with a three limb core and throw in a buried tertiary rather than coming up with all the steel needed to make a five limb core. For load currents a 5 limb YNyn0 and a 3 limb YNyn0d are probably indistinguishable. But under unbalanced conditions, whether loss of phase or SLG fault, they can respond very differently. Know what you have and be prepared for what happens there's no problem. But think it's one, prepare for that, and then find it's the other can even result in law suits. No, I wasn't involved in the law suits, but they meant that a large facility was once looking for a new consulting engineer, and when I explained the problems that the three limb YNyn0d could cause without even knowing the history I wound up with a few years of steady work.
I’ll see your silver lining and raise you two black clouds. - Protection Operations