Rules of thumb are just that and very importantly NOTHING MORE! They provide some reasonable reference points from which to start for estimating purposes, but that is ALL! Perfectly good systems can operate at much higher and lower flow rates depending upon their individual circumstances and needs.
All engineering work involves judgements, trade-offs, and compromises to accomplish desired or needed results and functionalities. Some systems need to be designed to function for decades and longer while others may need to work well for only hours or even only minutes. Is there any reason that some rule of thumb should be expected to apply uniformly to all?
A design that relies on rules of thumb is a design that runs an excessive risk of failure, needless costs, or other similarly welcome design "features."
For your system, shup0739, how well do you know the water's chemistry? Just how corrosive is it? Water is never "just water." You may need to consider corrosion allowances in your design for your system's water chemistry.
As an anecdotal example, I know of a community where the municipal utility supplied water is very "hard" due to its very high mineral content. After passing through conventional water softenters, this water is sufficiently corrosive that many residential plumbing fixtures routinely fail become cosmetic wrecks due to corrosion after only a few years of service (some cheap fixtures may not last a year).
Stars to MJCronin, PUMPDESIGNER, and hacksaw for your sensible and well considered replies.