I have worked on a variety of wind generation projects over the years, so I have learned a fair bit about the design and reliability concerns.
In general, the top of a wind turbine generator is a very harsh environment for both electrical and mechanical components. My understanding, as with other posters, is that the gearing/transmission has been the least reliable component in these generators.
Fluctuating wind loads tend to put tremendous strains on all of the mechanical components. A lot of recent work has gone into trying to reduce these stresses and so improve reliability, with techniques like real-time control of the blade pitch.
Newer designs generally do not have the generator tied directly to the grid. Instead the generator power is rectified to DC and then inverted to the 50 or 60 Hz grid. This permits the generator to accelerate much more in gusts and decelerate in lulls, which dramatically reduces mechanical stresses. The process is basically the reverse of a VFD, which takes fixed 50/60 Hz power in, and outputs variable frequency and magnitude.
However, now you are putting a lot of very expensive electronics in a very nasty environment, which introduces potential failure mechanisms of its own. I'm guessing that the recent fire in a Scottish wind turbine in very high wind conditions was caused by inadequate overvoltage protection.
Curt Wilson
Delta Tau Data Systems