I fear that modifying an existing model to approximate the layers may be your best (if not only) option.
There are many models of human bones, muscles, systems out there. The THUMS, Wayne State University has several models at varying levels of complexity, Denton/Humanetics has one of the lower leg and I believe femur. The thing all of these models have in common are they are proprietary and expensive. The cheapest by far is the Denton/Humanetics model at around $10-20k USD. I would assume that is WAY out of your budget.
There are all kinds of non validated ones that people have developed as part of their masters/phd work. They are, however, untested and I have no idea how you would obtain one.
If you are dead set on obtaining one, I would go to Wayne State University. Dr Yang and Dr Bir are great people and they may be willing to share a model if there are possible publications or university cooperation.