AELLC per "OK I see." (and to JAE)
The shear walls are as you have stated, some short, some long.
It is my understanding that jogged walls cannot be counted as one shear wall as you stated. Where the wall jogs, that jog takes load from the 90 degree direction whereas the other walls take load from the 0 degree direction.
The straps don't buckle; they can't because they're anly used to resist tension, the uplift force. When the posts (wherever they are) are in compression then the straps can buckle somewhat due only to the fact that the compression member is compressed. The nails, in that case, simply keep the straps from buckling. The main point is that the straps are for tension only as I know you know.
Re-engineering did present itself. The question became: "Okay, if you only want gypsum, then we'll have to get another engineer." But the design-builder 'bought' into having OSB because they really didn't have the time to stop construction and wait for re-engineering. That delay would have killed their schedule. The owner needs the building done for rent by a certain date ... as usual.
It's all a case of inverse NASCAR: going too fast and slowing down or, how they put it: "You've got to slow down to go fast. That seems counter-intuitive but it's true even for design-building; things take time and pushing to fast creates all sorts of needless problems. But that seems to be the design-build industry it seems or, at least, that's been my woeful experience.
It's what I call 'The Conundrum' or, rather, 'The Conumbrain." Scream and yell but go faster and cheaper, ASAP!
My main reason for the post is to try to determine whether the structural engineer we used for this project has a point. Are 4', panelized, shear walls stronger than long, 'flimsy' ones. If so, why? I believe there is some merit in his approach but I don't agree with his math (divide total overturning moment by 12 panels and then by 4' per panel) because the resulting uplift is the same as if I simply divided by 48' and put two hold downs. If he were to sum his moments, instead, and do it the way I was taught, then his uplift forces would be on the order of 6.5x less which would be a good reason. But, if one looks at the panels as being 4' long panels with 12x less force then that's like saying I'm loading up a 4' 'column' with a 'downward' force instead of a 48' 'column' with more force. From a column perspective that means my L/r is less and the 'column', the wall, is much more 'stout.' From an axially loaded beam (a column on its side) that means the web is stiffer or has lateral web-stiffeners, the perpendicular walls as was discussed by woodman88.
I wanted to see how others view this engineer's approach. And, I'm trying to figure out if there is a mathematical approach that verifies this structural approach.
With due respect for everyone's answers and they are all valuable, so far, JAE's My/I and P/A is the closest I've come to what I consider a structural approach. I haven't made time to analyze it more closely but it's in line with what I was taught too many years ago.
Thanks again.