Acapulco now modern ruins 54

[Reverse_Bias]

This is one of the few instances of a city with lots of fancy high rise buildings taking a direct hit from a catagory 5 hurricane. Almost every inhabitable structure in and around Acapulco looks gutted. No doubt this is going to take years to get it back to its pre storm status.

Hurricane Otis was predicted to be a tropical storm at landfall the day before, so it also represents a modern weather forecasting being pushed beyond its limits.

https://youtu.be/pTjMK4qCDyg?si=zX8U2M9BeFjkkORv

https://youtu.be/0Pb9iq4cbS8?si=QzSzZF6-8qhPxefS

 

[LionelHutz]

Let's assume it's by population. Its still 50% more claims then they should have.

That logic makes no sense. The whole population doesn't live in areas that have the same disaster risk meaning it should be fully expected there would be more claims there.

 

[TugboatEng]

9% is the climate change part.

Florida makes up 6.7% of the USA population. Maybe you could blame the extra 2.3% on climate change? Y'all are driving yourselves loopy trying to link everything to climate change.

 

[spsalso]

It could be speculated that the high Florida numbers are due to incompetence and criminality: higher claims due to increased failures, plus more "targets" for lawsuits.

An examination of the practices of the various people and organizations who built Champlain Towers South might provide examples. If the matter is ever examined.

spsalso

 

[1503-44]

"The whole population doesn't live in areas that have the same disaster risk meaning it should be fully expected there would be more claims there."

Lionel, Why would it be expected?

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[bones206]

I think certain localities that are facing this insurance issue could augment their local building codes to require a certain "resiliency" standard. That resiliency standard would have to involve the insurers buy-in somehow. Not sure if that's realistic or not but just a thought for a potential way forward.

 

[1503-44]

Bones, yes absolutely. NOAA has revised rainfall data, probably winds too somewhere. A lot of what you suggest, including building code updates, was discussed in

https://www.eng-tips.com/viewthread.cfm?qid=511922

It has become obvious to most that even the current building code requirements in many areas are no longer adequate and design engineers should be especially aware of the recent and considerable increases in rainfall intensities, especially in Gulf and Atlantic Coastal regions.

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[spsalso]

There is also less capacity for run-off in the combined-use sewers, caused by population increase.

Might want to have fewer people.



spsalso

 

[AZPete]

At what point in the history of time--forward or backward--would one declare a 2023 glacier zone to be free of glacier concerns?

When was Wisconsin a forever-glacier-free zone with enduring glacial building codes?

 

[1503-44]

Roof ponding from inadequate drainage and other knock on effects include increased runoff in general, affecting flood area, total volume, rate of accumulation, depth and velocity.

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[XR250]

When they know the costs and risks, they can set rates to make a profit

I just built a new house last year. It cost me $520k and that was me acting as the GC and it was not fancy. My insurer wrote a policy for $350K as that is what they figured the replacement cost was. I got them to change it but it is scary how far out of touch they were with the cost of construction nowadays.

 

[1503-44]

Congratulations. That's a lot of work. I've noticed that many construction related costs doubled to trippled just last year. Must have been a few headaches sticking to budgets.

I thought that they could put a better number on that, or maybe they knew and were trying to limit exposure by low balling you. But if it was an honest attempt to place value, that apparent lack of knowledge is a factor that they should be very worried about. If it is written as "replacement up to a value of 520k", that does cap that risk in terms of value, but an accurate probability of occurence might still be poorly defined.

I did a lot of work during the past few years and am very glad that I finished just before the bulk of the price increases arrived. Values of existing properties are rising fast with the realisation that new builds are now very expensive. I was very surprised to hear values of up to twice what I was thinking would have been a great selling price just a year ago..

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[LionelHutz]

Lionel, Why would it be expected?

You're seriously asking that? I'd like to hear your reasoning for only expecting the same dollar amount of claims per capita in Florida as there would be in a state like say South Dakota.

 

[1503-44]

I did not mention dollars at all. Only numbers of claims. I am not questioning your logic. I think I have the same expectations myself. I just want a better explanation of what you meant. I would like to know why you would fully expect to see more claims "there" and where "there" is. That is all.

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[IRstuff]

South Dakota did partially lie in the classical "Tornado Alley" so it wasn't completely immune from weather-related damage, but "Tornado Alley" has mostly shifted southeast

TTFN (ta ta for now)
I can do absolutely anything. I'm an expert!

https://www.youtube.com/watch?v=BKorP55Aqvg

faq731-376 forum1529 Entire Forum list

http://www.eng-tips.com/forumlist.cfm

 

[1503-44]

Thanks.

I was only thinking hurricanes.
That is a major change.

¿You didnt happen to see any info on change in number of events and intensities did you?

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[LionelHutz]

I did not mention dollars at all. Only numbers of claims.

Same applies. Areas more prone to "natural disasters" will see more claims than areas that aren't. Both in number of claims and payout per capita.

 

[1503-44]

Thank you. Yes. Exactly what I thought too.
I might have considered regional multipliers to compensate for inherent differences in property values, if I was working with dollar values, but I wasn't.

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[1503-44]

Obviously a combination of number of events and inflation, but either way, or both, not good for insurance companies.

Dollar value of climate disasters doubled since 2011

--Einstein gave the same test to students every year. When asked why he would do something like that, "Because the answers had changed."

 

[dik]

Additional news...

https://theconversation.com/acapulc...building-codes-failed-this-resort-city-217147

-----*****-----
So strange to see the singularity approaching while the entire planet is rapidly turning into a hellscape. -John Coates

-Dik